How to Raise Your Credit Score: Move to financial first class and have lenders beg for your business! (Simple Personal Finance Books) (Smart Money Blueprint)

This book teaches how to improve your credit score to gain access to better loan terms, lower interest rates, and easier approval for credit applications, mortgages, and rental housing. It also addresses concerns about credit checks during job applications. The book covers nine major benefits of a good credit score, how credit scores are calculated, common credit score myths, how to check your credit report correctly, building credit from scratch, factors that may lower your score, strategies to maximize your score, and how to find a reputable credit counselor without damaging your credit. Avery Breyer draws on personal experience and observations of others to explain how a good credit score improves financial outcomes, while a poor score creates difficulties. The author argues that learning even one strategy from the book that improves your score enough to lower interest rates on future loans or mortgages can save money that exceeds the book's cost.