Live on Less, Invest the Rest: A plain English workbook for sorting out your personal finances once and for all (Third Edition)

Research indicates that 75% of people in the UK worry about their financial situation, while 25% of Americans report worrying about money constantly. This workbook addresses these concerns through practical guidance. Live on Less, Invest the Rest builds on Andrew Craig's previous book, How to Own the World. The workbook covers key financial management steps: distinguishing between investing and trading, identifying funds available for investment, eliminating expensive debt, building emergency savings, establishing appropriate investment accounts such as IS As and pensions, and considering straightforward investment strategies. The book emphasizes the importance of disregarding financial news and explains how the real economy and financial markets operate with less correlation than commonly believed. It provides guidance on asset allocation suited to your age, annual financial review practices, and additional resources. The workbook aims to simplify investment by explaining concepts most people never formally learn. It is intended for British readers and designed to help readers gain confidence in managing their finances and potentially increase their net worth significantly over time.