Say Yes to No Debt: 12 Steps to Financial Freedom

Say Yes to No Debt: 12 Steps to Financial Freedom

by DeForest B. Soaries Jr.

4.6 (433)

4.6 stars from 433 reviews

224 pages~3.7 hr readPublished by ZondervanPublished 2015-01-01

$2.99Deal75% off peak

Last checked: Jul 20, 2026

Price history: $1.99 $11.99

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Fans of these authors will like this...

  • Dave Ramsey
  • Suze Orman
  • Robert Kiyosaki

Fans of these books will like this...

  • The Total Money Makeover
  • Your Money or Your Life
  • I Will Teach You to Be Rich

Perfect for you if...

  • You're carrying debt that feels overwhelming and want a framework that addresses the psychological habits keeping you stuck, not just budgeting tips.
  • You've tried other financial programmes but found them too clinical or disconnected from real life circumstances.
  • You're drawn to faith-based approaches and want financial advice grounded in community and spiritual wellbeing.

Maybe not for you if...

  • You're looking for advanced investment strategies or wealth-building techniques beyond debt elimination.
  • You prefer purely secular, data-driven financial advice without any spiritual or emotional dimension.
  • You want a quick fix rather than a twelve-step process that requires genuine behaviour change.

About this book

Say Yes to No Debt presents twelve steps to financial freedom from DeForest B. Soaries Jr., founder of the dfree™ movement. Rather than focusing solely on financial information, this book addresses financial bondage as an emotional, spiritual, and psychological problem, drawing on Soaries' experience as a pastor, public policy maker, and community leader. The dfree™ movement's twelve steps are organized into four phases: getting started by admitting problems and adjusting attitudes; gaining control through spending plans and goal-setting; getting ahead by building wealth and planning estates; and giving back by investing in others and leading your own dfree™ movement. The book is designed for those seeking to live debt-free, with the financial freedom to travel, purchase a home within their means, and retire without excess monthly bills. Eliminating debt is presented as the first step toward financial freedom.

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Price History

Kindle price over time. Green zones = periods when the book was free.

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Free$6.00$11.99Aug '20Dec '23Jul '25Jul '26
$1.99$11.99

Currently on sale at $2.99 — 75% off peak. Price has dropped 24 times over the last 6 years. Goes on sale roughly every 86 days. Typically stays discounted for 80 days.

Sales Rank

Amazon sales rank: lower number = better selling book. #1 is the bestseller.

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#20,757#503,802#986,847Jul '18Nov '23Jan '25Jul '26

Currently around #285K in the Kindle store — a niche title. Sales have softened 42% recently.

Rating & Reviews

Purple line = star rating over time. Blue area = total review count growth.

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4.0★4.5★5.0★Oct '23Jan '24May '24Nov '24Mar '25RatingReviews

Currently 4.6★ from 433 reviews

Gaining approximately 1 new review per month. Rating has remained stable at 4.6 over the tracking period.

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Free$6.00$11.99Aug '20Dec '23Jul '25Jul '26PredictedJul '26

Actual Predicted

This book is currently discounted at $2.99. It typically returns to around $11.99.

Prices shown in USD from Amazon US. We continuously pull new data to improve tracking. If dates look old, it usually means there has been no significant change since the last data point.

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DeForest B. Soaries Jr.

1 book on Vagrant Press

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