Say Yes to No Debt: 12 Steps to Financial Freedom

Say Yes to No Debt: 12 Steps to Financial Freedom

by DeForest B. Soaries Jr.

4.6 (433)

4.6 stars from 433 reviews

224 pages~3.7 hr readPublished by ZondervanPublished 2015-01-01

$2.99Deal75% off peak

Last checked: Jul 7, 2026

Price history: $1.99 $11.99

Good deal — this title is discounted today.

Price range: $1.99 $11.99

Buy on Amazon - $2.99

0 readers are tracking this book's price

Fans of these authors will like this...

  • Dave Ramsey
  • Suze Orman
  • Robert Kiyosaki

Fans of these books will like this...

  • The Total Money Makeover
  • Your Money or Your Life
  • I Will Teach You to Be Rich

Perfect for you if...

  • You're carrying debt that feels overwhelming and want a framework that addresses the psychological habits keeping you stuck, not just budgeting tips.
  • You've tried other financial programmes but found them too clinical or disconnected from real life circumstances.
  • You're drawn to faith-based approaches and want financial advice grounded in community and spiritual wellbeing.

Maybe not for you if...

  • You're looking for advanced investment strategies or wealth-building techniques beyond debt elimination.
  • You prefer purely secular, data-driven financial advice without any spiritual or emotional dimension.
  • You want a quick fix rather than a twelve-step process that requires genuine behaviour change.

About this book

Say Yes to No Debt presents twelve steps to financial freedom from DeForest B. Soaries Jr., founder of the dfree™ movement. Rather than focusing solely on financial information, this book addresses financial bondage as an emotional, spiritual, and psychological problem, drawing on Soaries' experience as a pastor, public policy maker, and community leader. The dfree™ movement's twelve steps are organized into four phases: getting started by admitting problems and adjusting attitudes; gaining control through spending plans and goal-setting; getting ahead by building wealth and planning estates; and giving back by investing in others and leading your own dfree™ movement. The book is designed for those seeking to live debt-free, with the financial freedom to travel, purchase a home within their means, and retire without excess monthly bills. Eliminating debt is presented as the first step toward financial freedom.

Get the best deal every time

We track price drops, sale patterns, and predict when this book will go on offer next.

Price History

Kindle price over time. Green zones = periods when the book was free.

Sign up to unlock
Free$6.00$11.99Aug '20Nov '23Oct '24Jan '26
$1.99$11.99

Currently on sale at $2.99 — 75% off peak. Price has dropped 24 times over the last 6 years. Goes on sale roughly every 86 days. Typically stays discounted for 147 days.

Sales Rank

Amazon sales rank: lower number = better selling book. #1 is the bestseller.

Sign up to unlock
#20,757#503,802#986,847Jul '18Oct '23Dec '24Jun '26

Currently around #163K in the Kindle store — a niche title. Sales have softened 46% recently.

Rating & Reviews

Purple line = star rating over time. Blue area = total review count growth.

Sign up to unlock
4.0★4.5★5.0★Oct '23Jan '24May '24Nov '24Mar '25RatingReviews

Currently 4.6★ from 433 reviews

Gaining approximately 1 new review per month. Rating has remained stable at 4.6 over the tracking period.

Sale Prediction

Sign up to unlock
Free$6.00$11.99Aug '20Nov '23Oct '24Jan '26PredictedJul '26

Actual Predicted

This book is currently discounted at $2.99. It typically returns to around $11.99.

Prices shown in USD from Amazon US. We continuously pull new data to improve tracking. If dates look old, it usually means there has been no significant change since the last data point.

Never miss a deal on this book

Create a free account to unlock full price history charts, sale predictions, and get notified instantly when the price drops.

DeForest B. Soaries Jr.

1 book on Vagrant Press

View all books →

More Self Help books you might like

View all Self Helpbooks →
What to Expect When You're Expecting: (Updated in 2025)
What to Expect When You're Expecting: (Updated in 2025)

by Heidi Murkoff

$8.99Deal
4.8 (30,761)
$2.99$11.99
The Love Dare
The Love Dare

by Alex Kendrick

$4.99Deal
4.8 (12,214)
$3.99$9.69
Awaken: 90 Days with the God Who Speaks
Awaken: 90 Days with the God Who Speaks

by Priscilla Shirer

$4.99Deal
4.8 (5,276)
$4.99$15.71

Today's Best Deals

View all deals →
Heart Bones: A Novel
Heart Bones: A Novel

by Colleen Hoover

$2.99Deal
4.6 (109,027)
$2.99$2.99
Strange Sally Diamond
Strange Sally Diamond

by Liz Nugent

$1.99Deal
4.2 (40,088)
$1.99$14.99
A Gambling Man (An Archer Novel Book 2)
A Gambling Man (An Archer Novel Book 2)

by David Baldacci

$11.99Deal
4.4 (39,592)
$1.99$14.99
Pictures of You: A Novel
Pictures of You: A Novel

by Emma Grey

$8.81$9.59Deal
4.2 (6,772)
$1.99$13.67
Buy Say Yes to No Debt: 12 Steps to Financial Freedom on Amazon - $2.99

Affiliate link. We may earn a small commission at no extra cost to you.