Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact

Simple Money, Rich Life presents a four-part financial formula based on biblical principles. Bob Lotich describes his own financial crisis—stranded 1,000 miles from home with $7 in his bank account, stuck in a dead-end job, and overwhelmed by debt—and how applying this formula transformed his situation. He paid off over $400,000 in debt, reached a personal goal of giving $1 million by age 40, and achieved financial freedom. Written in a casual style alongside his wife Linda, the book covers practical strategies including creating a simplified money system, the One-Category Budget approach, four keys to earning more in the digital era, automating finances in under 10 minutes, credit card strategies, and monthly savings methods. A 21-day kick-start section provides specific action items for readers at any financial stage, from those doing well to those in crisis. The book aims to help readers achieve financial security, peace, and the ability to give significantly. It was named Institute for Christian Financial Health Book of the Year.