Inheritocracy: It’s Time to Talk About the Bank of Mum and Dad: The Sunday Times Bestseller

Inheritocracy: It’s Time to Talk About the Bank of Mum and Dad: The Sunday Times Bestseller

by Eliza Filby

4.3 (161)

4.3 stars from 161 reviews


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Last checked: Jul 13, 2026

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Fans of these authors will like this...

  • Richard Reeves
  • Owen Jones
  • Alain de Botton

Fans of these books will like this...

  • The Meritocracy Trap
  • Capital in the Twenty-First Century
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Perfect for you if...

  • You're navigating career or housing decisions and wondering why peers are getting ahead despite doing less.
  • You're curious about the hidden class system that nobody talks about openly, even though everyone notices it.
  • You want to understand how generational wealth is reshaping modern Britain, backed by real data and honest interviews.

Maybe not for you if...

  • You believe meritocracy works as intended and aren't interested in challenging that assumption.
  • You're looking for actionable financial advice on building personal wealth from scratch.
  • You prefer narrative-driven books over research-backed social commentary.

About this book

The concept of meritocracy—that success depends on what you earn or learn—no longer holds true. Instead, we live in an inheritocracy, where parental financial support has become increasingly influential. Parental backing remains a largely unspoken factor that shapes life outcomes for everyone, whether they receive such support or not. Eliza Filby examines this phenomenon through research, interviews, and personal accounts. She explores how parental financial support affects multiple areas of life, including dating, careers, and child-rearing, revealing the widespread influence of what she terms the bank of mum and dad across society.

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Free$5.50$10.99Jul '25Jul '26
$10.99$10.99

Currently on sale at $1.99 — 82% off peak. Price has dropped 1 time over the last 13 months.

Sales Rank

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#29,690#534,545#1,039,399Jul '25Oct '25Dec '25Jul '26

Currently around #65K in the Kindle store — a steady mid-list seller. Climbing the charts — 72% improvement recently.

Rating & Reviews

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3.5★4.3★5.0★Feb '26Jul '26RatingReviews

Currently 4.3★ from 161 reviews

Gaining approximately 12 new reviews per month. Rating has dipped slightly from 4.4 to 4.3.

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Free$5.50$10.99Jul '25Jul '26PredictedJul '26

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This book is currently discounted at $1.99. It typically returns to around $10.99.

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Eliza Filby

1 book on Vagrant Press

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